How to Apply to AEON BiG Visa Classic Credit Card

The AEON BiG Visa Classic Card is ideal for all AEON shoppers who wish to get cashback rewards. Check out more about this credit card here.

Por: vinicius em dezembro 6, 2023 Última atualização em: abril 3, 2024

The AEON BiG Visa Classic Card offers strong cashback, AEON points, and perks for loyal AEON customers.

The AEON BiG Visa Classic Card is a cobranded credit card that provides excellent rewards and benefits for regular AEON BiG shoppers.

Offering triple cashback rates and accelerated AEON points earning, this card allows cardholders to maximize savings and value at AEON stores.

Benefits

The key benefits of the AEON BiG Visa Classic Card include:

5% cashback on AEON Member Days;
5% cashback on petrol every Sunday;
2% cashback on overseas and online spend;
4X AEON points on the 10th of every month;
2X AEON points daily at AEON BiG stores;
1X AEON point per RM2 spent elsewhere;
Visa payWave contactless payments;
Instant approval AEON-Xpress Easy Payment plans;
Access to AEON shopping and dining privileges.

Prerequisites

To apply for the card, applicants must meet minimum requirements:

Minimum age 21 years for principal, 18 years for supplementary;
Minimum annual income of RM24,000;
Supporting documents like EPF/BE statements, latest pay slips;
Valid email address and mobile number for verification.

About AEON Credit Service

AEON Credit Service is a major credit card issuer in Malaysia with over 2 million cardholders. Founded in 1996 as a subsidiary of AEON Japan, the company has grown to over 60 branches nationwide.

AEON Credit issues popular cards like the AEON Member Plus Visa, AEON Gold Visa, and the AEON BiG Visa Card. It also offers financing services like personal loans, auto loans, and home loans. AEON Credit values innovation, seen in its online store and mobile wallet app.

Who is this card for?

The AEON BiG Visa Classic Card is ideal for regular AEON BiG shoppers who want to maximize rewards. The triple cashback rates and accelerated AEON points earning provide tremendous value for loyal customers.

The card is also great for those who want easy financing options via the AEON-Xpress plans. Instant approval makes high-ticket purchases at participating merchants more accessible.

While rewarding AEON shoppers, the globally accepted Visa payWave technology still makes it a convenient everyday card. Overall, AEON frequent shoppers will benefit most from this card’s earning potential and perks.

Step-by-Step to Apply for the AEON BiG Visa Classic Card

Applying for the AEON BiG Visa Classic Card is quick and easy:

Go to the official AEON Credit website and click on “Apply Now” for the AEON BiG Visa Classic Card;
You will be redirected to the application page. Click on “Apply Online Now” to begin the application;
Provide your personal details like name, IC number, date of birth, income, employment etc;
Upload the required documents like EPF statements, latest 3 pay slips, etc;
Read and agree to the Terms & Conditions;
Enter the OTP sent to your mobile number to validate your details;
Upon successful application, you will receive an email and SMS notification from AEON Credit;
The card will be couriered to your address within 10 working days. Activate it via SMS or AEON Credit’s app.

PRESS HERE TO APPLY TO AEGON BIG VISA CLASSIC CARD

Positives and Negatives of the AEON BiG Visa Classic Card

Pros:

Strong cashback and AEON points rewards for AEON shoppers;
Visa payWave contactless payments for convenience;
Instant approval AEON-Xpress plans allow easy financing;
Accepted at all AEON BiG stores and Visa merchants worldwide;
Supplementary cards available for family members;
Mobile app and online portal for easy account management.

Cons:

Annual fees after first year (waived with min. 12 transactions);
Lower rewards rate (only 1x points) for non-AEON/Visa spend;
High minimum monthly repayment of 5% or RM50;
Finance charges incurred during non-interest free period;
AEON Credit has limited branch/ATM network compared to big banks.

So in summary, the AEON BiG Visa Classic Card is a great option for loyal AEON shoppers who want to maximize rewards on their spending. The triple cashback and AEON points earning provide huge savings potential. But the rewards structure favors AEON purchases, and service/acceptance could be better outside of AEON merchants. Overall, AEON frequent shoppers will find the most value in this cobranded card.

How to Unlock the AEON BiG Visa Classic Card

Follow these simple steps to activate your new AEON BiG Visa Classic Card:

Download the AEON Credit Services app on your smartphone:

PRESS HERE TO DOWNLOAD THE AEON WALLET MALAYSIA APP ON THE IOS
PRESS HERE TO DOWNLOAD THE AEON WALLET MALAYSIA APP ON ANDROID

Open the app and register for an online account by entering your IC number and other personal details;
You will receive an electronic copy of your card on the app. Click on ‘Activate My Card’;
Enter the last 4 digits of your new credit card number;
Input the OTP sent to your registered mobile number to complete activation.

Alternatively, you can activate via SMS. Text “Activate<space> last 4 digits of your new card number” and send to 36003. Input the OTP received to activate your card fully.

Once activated, your card is ready to use at AEON BiG stores, for online purchases, and at Visa merchants worldwide. Happy swiping!

Fees and Tariffs of the AEON BiG Visa Classic Card

Here are the key fees to take note of:

Annual Fee: RM30 (Principal), RM20 (Supplementary). Annual fee is waived for first year and subsequent years with min. 12 transactions;
Finance Charge: 15% – 18% per annum based on tiered structure;
Minimum Monthly Repayment: 5% or RM50;
Cash Advance Fee: 5% or min RM15;
Overlimit Charge: RM50;
Card Replacement Fee: RM35 (1st replacement), RM50 (subsequent);
Overseas Transaction Fee: 1%;
Sales Draft Retrieval Fee: RM15 per copy;
AEON-Xpress Easy Payment Cancellation Fee: RM30.

As long as you pay your balance in full monthly and avoid cash advances, the AEON BiG Visa Classic Card does not incur major fees or charges.

AEON BiG Visa Classic Card Customer Service

You can reach AEON Credit customer service through:

Phone: 03-2719 9999
Email: [email protected]
Website
Mobile App: Download the AEON Credit app on Android and iOS.
Chat: Available on AEON website and app
Presencial Branch

AEON Credit also provides an online account portal for cardholders to manage their account, redeem rewards, pay bills, and more. Customer satisfaction is a priority, so do not hesitate to contact AEON’s customer service channels for any card-related assistance or inquiries.

Discover other credit card options in our website, like the AEON BiG Visa Gold Credit Card!

How to Apply to AEON BiG Visa Gold Credit Card